The PP is the only entity that ever sees who you are financially — and that knowledge stays here. What leaves is a signed, zero-PII PaymentMandateToken bound to your sovereign device key: it lets a specific Gym charge you, up to a cap you set, without ever learning who you are.
1Load your device wallet
Your mandate is bound to your sovereign key, so it's non-transferable without your device. No wallet yet? Enroll at the Gym first.
2Authorize a payment method
Add one payment method and a per-charge cap. This creates your PP account and issues a PaymentMandateToken that lets sovGym charge you later (per course) — you get a signed TxCode receipt for each charge, and can review every debit & credit here.
3Your mandate → your device
The mandate is added to your wallet file and downloaded — replace your old wallet file with this one. Present it at the Gym to enroll; the Gym charges it and admits you on the returned TxCode.
4Direct-deposit payout (X-Org dividends)
Enroll the bank account your data dividends should reach. Bank PII stays at the PP - what you carry away is a zero-PII PayoutToken (a pointer bound to your device key) for the Trustee.